Coordinating and integrating
planning strategies to enable my clients to attain financial security
and achieve their goals has always been my primary focus. I review
every aspect of your financial situation, from cash flow and risk
management to retirement and estate planning. Your roadmap will then be
developed based on prudent risk management and realistic objectives to
help you live your dreams and achieve your goals. My comprehensive,
disciplined approach to financial planning has helped my clients
achieve the financial freedom they desire, has enriched their lives and
those of their families and has enabled them to fulfill their lifelong
goals and aspirations.
My compensation is 100%
fee-only. I do
not earn or accept any commissions from investment alternatives,
bonuses or hidden fees. The fee-only approach to financial planning has
been endorsed by AARP, the Consumer Federation of America and state
I've been married for
years, have three children, enjoy playing tennis, pickleball, racquetball and am
making a humble attempt to learn golf. I live and work in the suburbs of New
York, am very active in my community and am a past-president of my
Men’s Club. I love working with children and have coached
basketball, soccer and baseball, both during the regular and summer all
I've always believed education,
work, treating people honestly and fairly and loving what you do are
the most important keys to success in your career. I've been very
fortunate in my life and have been helping people achieve their
personal goals and dreams since 1980.
My experience through education
career allow me to provide you with the most comprehensive and
coordinated strategies possible to help you accomplish your goals.
- Master of Business
Administration in Finance (M.B.A.) from New York University Graduate
School of Business (1979).
- Bachelor of Science (B.S.) in
Management and Finance from New York University College of Business and
Public Administration (1977).
- CERTIFIED FINANCIAL
PLANNER™ (CFP) from Adelphi University Institute of Financial
- Chartered Financial
Consultant (ChFC) from The American College (1991).
- Chartered Life Underwriter
(CLU) from The American College (1990).
- President of Complete
Financial Planning, Inc. since 1986.
- Registered Investment Advisor
- Registered Representative
from 1980 to 1984 with Merrill Lynch and a member of the Merrill Lynch
It is important for you to know
no complaint has ever been filed during the past thirty-seven years
against my company, Complete Financial Planning, Inc. or me with any
professional, business or governmental investment regulatory body
including the Better Business Bureau.
If you would like to verify any
information here let me help you.
- Investment Advisor Status:
Complete Financial Planning, Inc. CRD#124888
- Continuing Education
Requirements to Maintain CFP® and Complaints:
Keith J. Kolinsky Licensee #012562
Call Certified Financial Planner Board of Standards at 800-487-1497
- Investment Advisor Brochure -
ADV Part 2 Click Here.
Client Relationship Summary - Form CRS
- Business Continuity Plan Summary Click Here.
If you have any further
questions please feel free to ask. I look forward to helping you live
the life you have imagined.