Can You Help Me?
We are able to provide assistance to those individuals we accept as clients in the following major areas:
- reducing income taxes;
- creating a strong financial foundation;
- protecting assets from Medicaid; and
- ensuring your wealth goes where you intend with minimal tax loss upon death .
What types of clients do you work with?
- Busy professionals including doctors, dentists, attorneys, small business owners,
- Individuals and couples that want guidance and help preparing for the financial ramifications of retirement,
- Retirees who want to protect their hard-earned savings and still provide the necessary income to maintain the lifestyle they’re accustomed to,
- Retirees who want help coordinating all their different retirement and savings accounts in the most tax efficient manner possible.
Where Do I Begin?
We recommend starting with a brief phone call to understand why you’re looking for help with your financial planning and, if we agree we can be of help to you, we’ll schedule the first meeting with you.
Our primary goal in the first meeting is to gain a better understanding of your goals, objectives, time horizon and personal beliefs. At the conclusion of this meeting, if we mutually agree that we can meet your planning needs, we’ll formalize the engagement by signing an agreement for services.
How do you get paid?
For written financial plans, we require a 50% deposit of the quoted financial planning fee. The balance will be billed at the completion of the engagement.
In addition, should it make sense to place funds in a tax deferred annuity, a commission will be paid by the insurance company to Keith Kolinsky, acting as an indepedent insurance agent..
